D. N. Situmorang and N. Oktiani, “Pengaruh Perceived Ease Of Use dan Trust Terhadap User Loyalty Aplikasi GoPay Pada Generasi Z Di Kota Depok: The Effect of Perceived Ease of Use and Trust on GoPay Application User Loyalty in Generation Z in Depok City”, JMAC, vol. 1, no. 3, pp. 384–393, Sep. 2026.